Physicians Professional Indemnity Association was formed in 2003 to provide physicians with relief from the harsh medical malpractice climate in Missouri. Many physicians were unable to obtain professional liability insurance or were forced to pay excessive premiums that often drove them out of practice. A group of Missouri physicians came together to create an alternative that would provide Missouri physicians with worry-free professional liability coverage at affordable rates.
The not-for-profit mutual company insures only Missouri physicians with a quality record, representing a healthy balance of specialties. Policyholders are members of the association and direct its management through a 12-member Board of Directors, of which 9 are physicians.
Calling on the expertise of professional underwriters, investors, and attorneys, we have built a company that is financially strong, as well as effective in protecting physicians against loss of personal assets and professional reputation.
PPIA takes pride in being a small company of slow growth through selective underwriting, a company with only one purpose – to serve physicians.